Maximum 401k Contribution 2024 Married Filing Joint. Each spouse can contribute up to $23,000 in their 401 (k) account for 2024. *beginning at $146k, the amount you are allowed to contribute begins to decrease, hitting $0 at $161k for singles (range is $230k to $240k for married couples filing jointly).

Here are the new income limits for claiming the saver’s credit in 2024. Matching funds from your employer don’t count toward your basic 401 (k) contribution limit.